Thank you for your succinct and polite reply.
I get several spurious emails, curiously the first week of each month, and report them here as quickly as possible.
I'm relieved they do some good.
I tried sending some "bank/credit card" phishing emails directly to the financial institutions using their appropriate reporting addresses. my ISP, Cox blocks them from sending, thinking I'm spreading spam, regardless as inline text or .eml file attachment. That's worthless...